Almost time to start planning for Christmas (yikes!)

Posted by Tammy on Oct 21, 2009 in Uncategorized | 0 comments

It’s hard to believe, but October is just about gone, and it’ll be time to start planning for Christmas shopping soon. Honestly, I think it gets here quicker every year. And the older the kids get, the more expensive shopping for them seems to get.

A lot of people, of course, depend upon credit cards to get them through the Christmas season. One thing I remember from working retail jobs is how particular people can be about which card they’re going to use. They want to use the best credit cards that they can….the ones that maybe have some kind of a payoff, after Christmas. Airline miles, points, cash back…you name it, it’s out there. And as tough as times are right now, I guess people will be even pickier this year….everyone wants something extra. I guess if you’re going to use those cards, and pay that interest, you might as well get as much back from it as you can.

Myself, I try to pay cash for everything I do. I love my debit card….it only works if there’s actually money there, and I can’t get into trouble with it. If only there was a way to get a bonus from using my debit card….I’d do great! I guess there are banks that have programs like that…sadly, mine does not. Although, come to think about it, I think PayPal actually has something like that with their debit card. Maybe I better do all my shopping with that card!